Non-Standard Auto Insurance
Non-Standard Auto Insurance is a particular type of auto insurance that is usually given to drivers who may have had a number of claims, accidents or motor vehicle violations in the recent past. Aside...
View ArticleStandard Auto Insurance
Statistic says that at least four people involved in car accidents die every hour. Accidents like these are caused by numerous reasons, some of which are things we do not have control over. Sadly, most...
View ArticleSwitching auto insurance companies
There are a lot of reasons why people switch auto insurance companies. Some they say do it to save money while others do it because they simply are not satisfied with their current company’s services....
View ArticleThird Party, Fire and Theft
Third Party, Fire and Theft (also known as Non-Comprehensive Insurance) is a minimum insurance cover for your vehicle which is required by the Road Traffic Act 1988. This Act states that a car user...
View ArticleUnderinsured Motorist Coverage
In most states, when you are injured in a car accident caused by another motorist you can sue the at-fault driver to collect for damages. If that driver has adequate auto liability coverage, his policy...
View ArticleWhy men pay more for car insurance than women
Everyday, we are faced with numerous risks no matter how careful any individual may be. It doesn’t matter who you are, where you came from, or what your lifestyle is. In a perfect world it doesn’t...
View ArticleAuto Insurance: What’s in it for ME?
When the phone rings or when somebody approaches you at random carrying brochures and what-have-you, you immediately get your defenses up because you think- oh it’s just another auto/health/property...
View ArticleCheap Car Insurance: Is it Possible?
I don’t think that anything can be called cheap in this day and age. I believe that perhaps the better term for cheap may be summed up in a couple of words: wise spending, affordability,...
View ArticleHow To’s: Filing an Insurance Claim
“According to the National Highway Traffic Safety Administration, there are over 6 million accidents that are reported each year.” It may have been you who was involved in one, or knew someone who was...
View ArticleGeneric Auto Parts: Your Pros and Cons
Generic automotive parts are ‘sheet metal components such as hoods, fenders, and doors, which account for the majority of damage to cars during accidents.* These are often referred to as crash parts or...
View ArticleWhy is health insurance so expensive?
Have you ever thought to yourself “health insurance is only for the wealthy”? You’re not the only one. In fact, more and more Americans are finding themselves without health coverage these days because...
View ArticleFree Charitable or Low-Cost Dental Care Options for Uninsured or Low Income...
Disregarding the care of your teeth and gums can have severe consequences in the long run. Studies show that there is a direct link between the bacteria that cause gum disease and heart disease. There...
View ArticleResources for Cancer Patients
Cancer doesn’t only take a serious toll on your emotions and your loved ones’. Your finances can take a direct hit too and add to the stress that’s already weighing you down. Even if you have health...
View ArticleHow do I file for a disability claim?
Disability insurance is a plan that utilizes money from the Social Security fund to protect the income of an employee who becomes disabled or injured and as a result, is unable to continue working....
View ArticlePre-Existing Conditions and Health Insurance
It can be tough to find insurance coverage especially with pre-existing and chronic health conditions such as heart disease, cancer, emphysema and even pregnancy. Insurance companies take a variety of...
View ArticleTop Dental Plans and Insurance Providers in the US
There are several dental plans and insurance providers out there, and if you do a search online you can be sure to find them easily enough. But which ones are the best? Which ones will give you more...
View ArticleWhat is COBRA?
COBRA stands for Consolidated Omnibus Budget Reconciliation Act, which became law in 1986. COBRA is intended for those who have lost their primary means of health insurance, be it for a loss of a job...
View ArticleWhat is HIPAA?
HIPAA stands for the Health Insurance Portability and Accountability Act of 1996 which was enacted by Congress. Originally sponsored by Sen. Edward Kenney (D-Mass.) and Sen. Nancy Kassebaum (R-Kan.),...
View ArticleWhat options are there for uninsured people needing medical care?
Availing of health insurance might seem like an easy, sensible choice to make. But for millions across America, it is easier said than done. If you’re one of those who simply don’t know what options...
View ArticleBenefits of health insurance
To most people, having health insurance is a luxury that not everyone could afford. But none of us really ever understand the importance of having one until we really need it. Like auto insurance and...
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